<?php

namespace App\Tools;

class CreditTool
{
    public function calculate($credit, $child_price, $parent_price)
    {
        $math = [
            'credit'  => $credit,
            'chd_amt' => $child_price,
            'par_amt' => $parent_price,
            'par_pay' => 0,
            'par_int' => 0
        ];

        $math['par_pay']   = ($credit / $child_price) * $parent_price;
        $math['par_int']   = $credit - $math['par_pay'];

        return (object) $math;
    }
}